4. Orders and payments:

Payment in Store:

• Cash – Only in Australian Dollars
• Gift Cards are not accepted.
• Credit Card-Visa, MasterCard, American Express.
• Please also provide a photographic ID for security reasons.
• The card has to be in your name.


• Pay field: (Give Sharma Bullion’s pay field)
• No third-party checks approved.
• Cheques may take up to 4 business days to clear, including check issued by the bank.
• Funds need to be cleared before metal is available for collection/delivery.

Online Payment (Invoice will be sent to you by email after you have confirmed your order online):

• BPAY or EFT (electronic transfer) – Please note that funds must be cleared in our bank account before metal can be collected/delivered (it may take up to two business days).
• Credit Card (VISA or MasterCard)-Payments are processed by BPoint (a credit card surcharge of 1.9 per cent is charged). The following conditions:
• Australian issued 3D Secured cards.
• Payment by Australian IP address only.
• No payments under a VPN.

Bank Deposit:

You can deposit or transfer to our bank account at any bank office or post office. Our account details and your reference number are shown on your invoice above the BPAY details.

Whether you have submitted an order and are unsure if it has been successful, please check your Sharma Bullion invoice email. If you are still unable to find this email, please check your spam or junk. If you’re still unsure, please feel free to reach us.

We are not in a position to amend/cancel orders after they have been made as a legal and binding contract. We strongly recommend that you read and understand our terms and conditions (a page need to be added in Sharma Bullion website).